(Part 2 of 2)

Even after hearing about the way in which funds become unclaimed, it's still difficult to wrap our brains around the fact that there are hundreds of millions waiting to be found by Rhode Island residents, and tens of billions across the country. It is hard to believe that people have somehow just forgotten about these properties, but the fact is they have. In fact experts estimate that nationally 7 in 10 people are owed money. The difficulty is knowing how to track down and claim our money.

More often than not, people stand in their own way of finding their unclaimed money by doing things like searching the wrong websites and searching just once. Not all unclaimed money websites are equal. Many don't have any real missing money records, and even those that do often have mostly outdated data. Even actual state records are often not accurate due to the fact that they are not updated in real time. Given that monies are turned over constantly, and each type has its own dormancy period, a claim for a given resident's name might not be added to the system until the day, week or month after they searched, leaving them with the false impression that they aren't owed money.

Although in recent years Rhode Island has increased efforts to hand back forgotten funds to the rightful owners, more money keeps coming in than is returned to the owners, so the total will keep on growing, giving each citizen a greater chance of discovering a claim. The state simply doesn't have the capability to efficiently find everyone who has money coming to them so the best thing people from Rhode Island can do is to study how to search like expert finders do, and then use those tactics to maximize their search potential.

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